Filing for bankruptcy is not a simple process. It generally requires the aid of a seasoned bankruptcy attorney who guides the petitioner through the bankruptcy. But a natural question then arises: How can I afford a bankruptcy attorney if I’m filing for bankruptcy in the first place? Our Danville, IN, bankruptcy attorney, Chris Arrington, will discuss the process and how it works.

How are bankruptcy attorney fees charged?

When a petitioner files for bankruptcy, they generally need to hire an attorney to help them navigate the process. While there is nothing stopping you from filing your own bankruptcy petition, the process is complicated, and you can be charged with bankruptcy fraud for making a minor error. 

Nonetheless, it probably feels counterintuitive to pay a bankruptcy attorney to get out of debt. Most bankruptcy attorneys, recognizing this problem, offer affordable payment plans and a $0 down payment. 

Your attorney will work with you to ensure that you get the guidance you require to navigate the complexities of the process while ensuring that your filing helps you achieve your desired outcome. Your bankruptcy attorney will also work with you to develop a flexible payment plan if you’re filing under Chapter 13. You should not compromise the outcome of your bankruptcy just for fear of paying attorney fees.

Choosing an attorney for my bankruptcy

While you should certainly choose Chris Arrington to handle your bankruptcy, there are a number of questions that you can ask yourself to establish confidence in your choice. These include:

• How long has your bankruptcy lawyer been in practice?
• How long have they done bankruptcy work?
• What are some of the bankruptcy cases the lawyer has worked on?
• Is the lawyer recommended by their peers and previous clients?
• Are there any universally recognized rating systems that rate your attorney highly?
• Does your lawyer have any pending or former ethical violations against them?

You should meet your bankruptcy attorney in person

Have you met your bankruptcy lawyer in person before you went to court? If not, you should be wary. When you call your lawyer’s office, who are you talking to? The lawyer themselves or a staff person? When you begin working on your bankruptcy papers, who are you meeting with? The lawyer or a staff person?

Filing for bankruptcy requires attention to detail. If your bankruptcy documents are not thorough and accurate, you could suffer losses of property or money that could have been avoided if there had been proper attention to detail. In extreme cases, you could face criminal charges if you omit critical information. If your lawyer is delegating all the work to a paralegal, the chances for errors or omissions become that much greater. 

Talk to a Danville, IN, Bankruptcy Lawyer Today

Chris Arrington represents the interests of Danville, IN, residents who need to file for bankruptcy. Call our office today to schedule an appointment, and we can begin discussing your next steps right away.