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Living Together Before Marriage: Does This Herald Divorce?

Before we get into the study, let’s parse this out using logic. If I live with my partner prior to marriage, what effect does this logically have? Well, first, it will provide you with valuable information on whether or not we can live together amicably. Not everyone can. So, knowing that before marriage would be...

What Happens to 50+ Divorcees Once They Enter the Dating Scene?

The one demographic contributing to the divorce rate is those 40 and over. Your risk of divorce escalates exponentially once your children move out of the house. Today, more post-child-rearing couples are ending their marriages to begin anew. Some will never engage in a romantic relationship again, while others are excited to try out the...

Retail Flounders, Layoffs Expected Amid Bed Bath and Beyond Bankruptcy

The retail giant Bed, Bath, and Beyond recently announced plans to declare bankruptcy after a protracted buyback of their own stock when seriously awry. In this schema, investors were paid back for their investments while workers were unceremoniously laid off, leaving many with a bitter taste in their mouths. Now, Bed, Bath, and Beyond is...

60% of Americans Now Live Check to Check

The majority of Americans are now living paycheck-to-paycheck. To put that another way, more Americans are closer to bankruptcy than ever before, and one missed paycheck could put them in the red and circling the fiscal drain. Most of these Americans are under the age of 40 and dream about entering the real estate market,...

Coinbase Sues SEC Amid Crypto Winter

Amid the fallout of the FTC bankruptcy, a number of Americans who invested in crypto are wondering if they wasted their money. At present, it would seem fair to conclude that they have been dealt with unfairly with major players now facing prison sentences for the role they played in robbing millions of Americans of...

Study Finds Divorce Improves Creativity for Some

There is a new study on the psychological impact of divorce generated by some universities at any given moment in time. A lot of them are very ideologically motivated, but worse still, they seem to contradict each other at every turn. In fact, any discipline built on honest scholarship should contradict itself. Individuals are complicated,...

Using Bankruptcy as Leverage to Negotiate a Debt Settlement

There are several pitfalls to dealing with debt collectors. Firstly, they know the lay of the land better than the average individual. They know the law and how to work it. Generally, they don’t fall into traps that protect consumers from illegal debt collection practices.  However, debt collection companies fall into different categories. You may...

Man Goes to Prison for Bankruptcy Fraud

An Indiana man is headed to federal prison after attempting to hide assets from the bankruptcy trustee during his bankruptcy case. Regardless of whether or not you file for Chapter 7 or Chapter 13, you do have some obligation to the creditors. In the case of Chapter 7, they can liquidate any assets that you...

Indiana Appeals Court Holds Pets are Property

People are very passionate about their pets, but the law still holds that pets are considered property in Indiana. As such, an individual has no special rights toward a pet, including visitation. While this may seem overly harsh, family law clogs up the courts, and it often feels like these cases are never over. As...

If I Declare Bankruptcy, Will I Lose My Assets?

Generally speaking, by the time someone is considering bankruptcy, their assets are already under threat. There are a number of moves that a creditor can take, including placing a lien on your property or garnishing your wages. It becomes more difficult to deal with the creditor after they have begun recollecting the debt. In most...

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