Top Five Reasons Americans File for Bankruptcy
While financial irresponsibility does contribute to a number of bankruptcies, more Americans are finding themselves forced into bankruptcy by unanticipated situations. Last week, we wrote an article concerning how medical debt is a major factor in the majority of bankruptcies filed in the U.S. However, it isn’t the only reason why Americans file for bankruptcy....
Study: 66.5% of Bankruptcies Involve Medical Debt
According to an NIH study, 66.5% of those filing for bankruptcy reported that medical debt played a key factor in their decision to file. This has given rise to the term “medical bankruptcy.” While technically, there is no such thing as a medical bankruptcy, the term is useful for describing the reasons why so many...
Are “No-Fault” Divorces Under Attack in America?
If you go back far enough in time, you’ll find that divorce laws are considerably different than they are today. Today, all states in the U.S. allow for “no-fault” divorces. No-fault divorce does not mean that neither spouse did anything wrong, it means you are allowed to dissolve your marriage based on the fact that...
Southern Indiana Man Arrested on Child Molestation Charges
A southern Indiana man was recently arrested for child molestation and other felony charges. The Indiana State Police said troopers arrested the 32-year-old man from Salem after receiving a tip from a school resource officer in Washington County that an adult male had possibly molested a child. According to the Indiana State Police, the investigation...
Study: Older Men Fare Better After Divorce than Older Women
Gray divorce—or divorce that occurs after the age of 50—is on the rise not just in the United States but across the world. It appears every developed country is seeing a rise in gray divorce. The factors driving the trend are simple. Populations are growing older than they ever have before. Populations of potential partners...
Study: Divorce and Marriage Rates are on the Decline
You must have heard by now that half of all marriages end in divorce. That places the divorce rate at 50%. However, that statistic was gleaned from the 1970s, just after the Cultural Revolution happened alongside women’s liberation. This coincided with revamped divorce laws, with most states moving to no-fault divorces. In 2024, the times...
What is the “Automatic Stay” in Bankruptcy and How Does it Work?
Are you being harassed by debt collectors? Sued by creditors? Having your wages garnished? If so, filing for bankruptcy can stop all of these things through what is known as the “automatic stay.” The automatic stay temporarily stops all adverse creditor actions against you. If you are being harassed by debt collectors, the debt collectors...
Everything You Need to Know About Chapter 7 Bankruptcy
Are you facing harassment from creditors? Are you facing creditor lawsuits? If so, the creditor can get a judgment against you, garnish your wages, place a levy on your bank account, or place a lien on your home. These are all outcomes that are best avoided. One way to avoid these outcomes is to file...
How to Obtain a Hardship License in Indiana
In Indiana, your driver’s license can be suspended for any number of reasons. These include DUI (OVWI), having too many traffic violations, being a habitual traffic offender, or failing to pay child support. Under Indiana law, if your license is suspended, you can apply for what is called a hardship license or special driving privileges....
Child Custody and Indiana Law
When Indiana child custody attorneys refer to custody, they are actually referring to two distinct concepts. These concepts are quite different from one another. When a parent is granted legal custody in Indiana, that means that they have the power to make key decisions on behalf of the child. This includes determining where the child...